One of the questions homeowners often ask us is if we can provide any advice as to how people usually raise the money to pay for their building work and then, once they have it, what sort of payment terms they should expect to agree to with their builder. Perhaps unsurprisingly the very first thing we make clear in response is that we offer no financial advice whatsoever... to anyone... ever! We're not qualified to do it and it's not an area we want to get involved with. That